Chapter 13 Bankruptcy

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File for bankruptcy with confidence.

Job loss, divorce, a serious medical condition, and many other difficult life situations can result in significant debt. This debt may feel impossible to get out of, and it may have started to affect other areas of your life and your wellbeing. If you are worried you will never get out of debt, you may have considered filing personal bankruptcy. At Arnold Law Office, we can help you determine if this is a beneficial course of action and then help you with the duration of the filing process.

Chapter 13 Bankruptcy

We have offices in both Pell City and Talladega, Alabama, and we are here to make filing Chapter 13 bankruptcy a less intimidating process. Chapter 13 bankruptcy is a type of consumer bankruptcy that allows you to repay a portion of your debts to your creditors over a three to five-year period. This debt repayment schedule is set by the court, and once the term is over, the rest of your debt gets discharged.

Although filing bankruptcy is beneficial for many, it is a legal process that still carries consequences. You should take your decision to file Chapter 13 bankruptcy seriously and use it as an opportunity to change your financial path forward.

If you have any questions about what the bankruptcy process looks like, our legal team is here to provide further information and direction. Contact our law office today to set up a bankruptcy consultation with one of our attorneys.